Loan Request Outcomes in the U.S. Small Business Administration Business Disaster Loan Program
Dahlhamer, James M.
Disaster Research Center
Although the long-term effects of disasters and the factors that affect the ability to recover have received a great deal of attention recently, the recovery literature is limited and uneven in terms of the units of analysis studied and the research findings. Nigg and Tierney (1990) note that the majority of empirical studies on recovery have taken the individual as the unit of analysis. These works have focused on the emotional effects of catastrophic events and the individual’s ability to recover from these psychological impacts (Bell, 1978; Huerta and Horton, 1978; Nigg and Mushkatel, 1985).
business disaster , disaster recovery